Financing

At Wise Home Energy, we want all of our customers to be able to take the necessary steps towards enhancing home energy efficiency and performance. Many home upgrades, however, can be costly. Financing is often considered to be the largest challenge for those who are looking to get started with the work. This is especially true for Rochester homeowners who are in need of new heating and cooling systems.

We pride ourselves in helping our customers find ways to pay for important home upgrades, which is why we offer a number of different financing options:

Financial Incentives

Take advantage of New York’s financial incentives for energy efficient home improvements, such as the Home Performance with Energy Star program (10% off all eligible upgrades) or the Assisted Home Performance with Energy Star program (50% off all eligible upgrades). We’ll help you find the program that’s right for you, no matter how extensive the work you’re planning on doing.

Low Interest Loans

NYSERDA (New York State Energy Research and Development Authority) offers two low interest loan options that can assist you in paying for upfront home performance upgrade costs. We’ll go over the details of each and help you find the one that is right for you.

Energy-Efficient Mortgages

The FHA's Energy Efficient Mortgage program (EEM) can help Rochester homeowners save money on utility bills by allowing them to finance the cost of energy efficiency upgrades to new or existing homes as part of their FHA-insured home purchase or refinancing mortgage. We’ll work with you to see if you qualify.

Financing options are available today. Contact us to learn more or to schedule an appointment!